The LTCi Research Group is part of a National Insurance based consortium for unbiased Elderly Care Payment Solutions. This destination page is Educational Based and serves as an introduction to Melvin P. LeFever (Mel) a Licensed and Appointed Agent within the resident state of South Carolina. Any inquiry will be considered a consent to contact giving Mel permission to correspond or answer any relevant questions. The subject matter within this page is considered to be up-to-date and addresses some of today's retirement challenges. Any website links are provided as a resource for further relevant subject matter or assistance.